Platinum Medical Plan
Check out our plan comparisons and chose the plan that is right for you.
Platinum medical plan. Platinum plans usually have the highest monthly premiums of any plan category but pay the most when you get medical care. A typical platinum plan enrollee pays approximately 10 of the costs of covered healthcare services with. The platinum plan is followed by gold plans which pay 80 percent silver plans which pay 70 percent and bronze plans which pay 60 percent. All platinum plans offer the same set of essential health benefits quality.
Because the platinum plan category covers the highest percentage of medical costs it also tends to have the highest premiums and the lowest out of pocket costs. To help you compare all of the platinum plans we are providing the summary of benefits and coverage sbc documents below. Platinum is the highest of the four metal levels. These sbcs describe key features such as the covered benefits cost sharing provisions and coverage limitations and exceptions.
A platinum plan is designed to incur the lowest out of pocket expenses among the four standard types of affordable care act plans bronze silver gold and platinum. What is the platinum health plan. A platinum plan is a type of affordable care act health insurance plan. They may work well if you expect to use a great deal of health care and would rather pay a higher premium and know nearly all other costs are covered.
A platinum plan is a standardized type of health insurance that pays on average roughly 90 of members health care expenses. These are bronze silver gold and platinum health plans. With a platinum medical group health benefit plan you chose the plan that fits for your budget to receive the medical attention you and your family need at a price that you can afford from a medical staff that you know and knows you. The four levels of health plans bronze silver gold and platinum are differentiated based on their actuarial value.